How to Set Up HDFC Internet Banking Step-by-Step

Navigating the financial world can seem daunting, but with HDFC Internet Banking, it becomes incredibly streamlined and accessible. HDFC NetBanking offers a wide array of services from the comfort of your home or office. In this guide, we’ll walk you through the process of setting up HDFC Internet Banking in a few simple steps.

HDFC Internet Banking logo

Step 1: Secure Your HDFC Bank Account

Before you begin, ensure that you have an active account with HDFC Bank. If you don’t have one, you can apply online by visiting HDFC’s account opening page.

Note: To use HDFC Internet Banking, your mobile number must be registered with the bank.

Step 2: Register for NetBanking

Once you have an active account, you can proceed with the NetBanking registration process. HDFC Bank provides three simple methods to do this:

  1. Online registration: Visit HDFC’s NetBanking registration page. Click on ‘Register for NetBanking’ and follow the on-screen instructions.
  2. Phone Banking: Dial HDFC’s phone banking numbers available here, and a customer service executive will guide you through the process.
  3. Visit a Branch: If you prefer, you can visit your nearest HDFC branch to fill out the registration form in person.

Step 3: Create Your IPIN

Your IPIN (Internet Personal Identification Number) acts as your password for HDFC Internet Banking. Once your registration is approved, you can generate your IPIN online:

  1. Visit the IPIN generation page on HDFC’s website.
  2. Enter your Customer ID (you’ll find this on your bank welcome kit or statement), your registered mobile number, and then click on ‘Continue’.
  3. You’ll receive an OTP (One-Time Password) on your registered mobile number. Enter this OTP when prompted.
  4. Set your new IPIN and re-confirm it.

Remember, your IPIN should be unique and something only you would know, to maintain the security of your account.

Step 4: Log in and Navigate the Portal

Now that your account is set up, you can log in to the HDFC NetBanking portal. Enter your Customer ID and IPIN, then click on ‘Login’. The portal’s dashboard provides a comprehensive view of your account details, transactions, and access to various services.

Step 5: Ensure Secure Banking

Remember, secure banking is of utmost importance. HDFC Bank provides robust security measures such as 128-bit SSL encryption. However, you should also take precautions like changing your IPIN regularly, keeping your login details confidential, and avoiding public Wi-Fi networks when performing transactions.

Step 6: Explore HDFC NetBanking Services

Once you’re familiar with the portal, take time to explore the range of services available. You can view account details, transfer funds, request cheque books, pay bills, recharge mobile/DTH services, and much more, all from your device.


Setting up HDFC Internet Banking is a straightforward process that opens up a world of convenience. With this comprehensive guide, you are now ready to take charge of your finances at your fingertips. Happy banking!

Remember, if you encounter any problems during the setup process, don’t hesitate to contact HDFC customer support.

Disclaimer: Please note that the information provided in this article is intended for general informational purposes. Always refer to the official HDFC Bank website or contact the bank directly for the most accurate and up-to-date information.